Deterioration of Stock Insurance (DOS)

DOS is special insurance for the protection of perishable goods stored in warehouse- type cold stores or rooms. The policy is not intended for goods stored in retail shops/stores.

Cover

Cover is for perishable goods (e.g. meat, fish, vegetables, and fruit) stored in cold stores which suffer damage as a consequence of an insured machinery breakdown accident. Such damage occurs as a result of rise or fall in temperature, a change in the concentration of gases or the action of refrigeration media escaping from the equipment in cold stores, due to a breakdown of the refrigeration system or by the loss of cooling me

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